I’m the kind of person that would rather charge my purchases on plastic and deal with the bills at the end of the month than carry around a large wad of cash. I’m also the kind of person that pays my bill in it’s entirety each month.
Imagine my surprise when my beloved Discover card denied my purchase today. I immediately called them to find out what happened and was informed of some charges that, in the hustle of bustle of the mall’s throng, seemed OK. So I had them reactivate my card, but the charges that gentleman from Discover was speaking of seemed a little odd.
I got home and immediately logged in to check my online statements and was shocked to find a $6,000+ balance on my card. I use this card a lot because it has a nice high credit limit and the 5% cashback each month. The fraudulent charges that showed up, strangely, were USPS Global Express that varied in amounts but were mostly in the $400 range.
The culprit also has a nice Paypal payment and a Nordstrom shopping spree. The card, needless to say, has been canceled and a new one issued, but I’m very curious as to how anyone would get access to my card info as I’ve always been very careful with it.
The charges varied in location from California, British Columbia and Washington. I hope Discover can track down the culprit(s) and nail them to a wall with some rusty nails.
This is a good wakeup call for myself and others to be very careful about how you dispense your credit information. Thankfully this rampage was found just in time, disputed and stopped. Also, this will not adversely affect my credit, but if that weren’t the case and I had to try to clear my credit. That would have been a long and painful ordeal that I’m glad to have missed out on!
Cheers